A Ghanaian’s Guide to Renting in Dubai: What You Need to Know Before You Move
Moving to Dubai is an exciting opportunity for many Ghanaians seeking better job prospects, lifestyle upgrades, and new experiences. However, navigating the rental market in a foreign country can be overwhelming without the right guidance. This guide offers essential information to help Ghanaian expats find the right home and settle comfortably in Dubai.
Why Ghanaians Are Moving to Dubai
Dubai has become a popular destination for Ghanaians seeking improved economic opportunities and a higher standard of living. Key factors include:
● Employment Opportunities: Dubai offers a wide range of job prospects in sectors such as security, hospitality, construction, and retail.
● Tax-Free Income: The absence of personal income tax in Dubai allows workers to save more, making it an attractive option for those aiming to support families back home or invest in their future.
● Stable Economy and Infrastructure: Dubai's robust economy, modern infrastructure, and efficient public services provide a conducive environment for personal and professional growth.
● Cultural Diversity: The city's multicultural society offers a welcoming atmosphere for expatriates, allowing Ghanaians to integrate smoothly while maintaining their cultural identity.
Understanding Dubai’s Rental Market
Dubai's rental market in 2024 experienced notable growth across various segments. According to Bayut's Annual 2024 Rental Market Report, rental prices increased by up to 26% in several popular areas. This surge is attributed to heightened demand and limited supply, particularly in sought-after neighborhoods.
Affordable communities like International City and Deira witnessed significant rental hikes, mid-tier areas such as Jumeirah Village Circle (JVC) and Jumeirah Lake Towers (JLT) also saw substantial increases, reflecting their growing popularity among residents. Luxury locales, including Downtown Dubai and Dubai Marina, continued to command premium rents, driven by their prime locations and upscale amenities.
The overall trend indicates a competitive rental landscape, emphasizing the importance for prospective tenants to stay informed and plan accordingly.
Popular Areas in Dubai for Ghanaians
This section highlights some of the most popular residential areas in Dubai that are ideal for Ghanaians, based on affordability, lifestyle offerings, and access to essential amenities. The information below is sourced from Bayut’s Annual 2024 Rental Market Report and reflects the latest average rental prices across various apartment and villa communities. For those exploring options, you can browse properties for rent in Dubai on Bayut.
Apartments
Deira
Deira is one of Dubai’s oldest and most established districts, known for its affordability and convenient access to public transport, markets, and cultural spots. Many Ghanaians are drawn to Deira for its budget-friendly rental options and strong sense of community.
Average Yearly Rentals:
● Studio Apartments: AED 31,000 (USD 8,400)
● 1-Bed Apartments: AED 57,000 (USD 15,500)
● 2-Bed Apartments: AED 93,000 (USD 25,300)
Jumeirah Village Circle (JVC)
JVC is a mid-tier residential neighborhood popular for its modern apartment buildings, green spaces, and a growing number of shops and cafes. It appeals to tenants looking for a balanced lifestyle at moderate rental rates.
Average Yearly Rentals:
● Studio Apartments: AED 52,000 (USD 14,150)
● 1-Bed Apartments: AED 74,000 (USD 20,140)
● 2-Bed Apartments: AED 109,000 (USD 26,670)
Dubai Marina
Dubai Marina is a luxury waterfront community that attracts professionals and expats seeking an upscale urban lifestyle. With its premium amenities, stunning views, and vibrant nightlife, it remains a top choice for those with a higher rental budget.
Average Yearly Rentals:
● Studio Apartments: AED 111,000 (USD 30,220)
● 1-Bed Apartments: AED 167,000 (USD 45,460)
● 2-Bed Apartments: AED 258,000 (USD 70,240)
Villas
Damac Hills 2
Damac Hills 2 offers affordable villa living in a well-planned suburban setting. It’s popular among families for its spacious layouts, community amenities, and peaceful environment away from the city’s bustle.
Average Yearly Rentals:
● 3-Bed Villas: AED 99,000 (USD 26,950)
● 4-Bed Villas: AED 110,000 (USD 29,950)
● 5-Bed Villas: AED 145,000 (USD 39,470)
Jumeirah Village Circle (JVC)
In addition to apartments, JVC is also known for its mid-tier villas. The area provides a blend of affordability and comfort, with convenient access to schools, parks, and shopping areas, ideal for growing families.
Average Yearly Rentals:
● 3-Bed Villas: AED 180,000 (USD 49,000)
● 4-Bed Villas: AED 209,000 (USD 56,900)
● 5-Bed Villas: AED 239,000 (USD 65,000)
Dubai Hills Estate
Dubai Hills Estate represents luxury villa living with expansive green spaces, golf course views, and proximity to high-end schools and malls. It’s a preferred location for affluent families seeking exclusivity and premium lifestyle amenities.
Average Yearly Rentals:
● 4-Bed Villas: AED 355,000 (USD 96,600)
● 5-Bed Villas: AED 414,000 (USD 112,700)
● 6-Bed Villas: AED 1,911,000 (USD 520,280)
Disclaimer: The mentioned rental prices are average estimates, actual rates may vary depending on the property’s condition, type, location within the community, and proximity to amenities.
Documents Required for Renting as a Ghanaian
● Valid passport copy
● UAE residence visa copy (or entry permit if newly arrived)
● Emirates ID copy (or application receipt if in process)
● Proof of income or employment (job offer letter or salary certificate)
● Security deposit payment (typically 5% of annual rent)
How to Search for Rental Properties in Dubai
1. Visit trusted property portals like Bayut.
2. Filter listings by location, budget, property type, and number of bedrooms.
3. Compare prices and features of shortlisted properties.
4. Contact agents directly through the platform to schedule viewings.
5. Visit the property in person to assess its condition and surroundings.
6. Negotiate rent and payment terms with the agent or landlord.
7. Finalize the agreement and proceed with documentation and Ejari registration.
Understanding Rental Contracts and Laws in Dubai
● All rental agreements must be formalized through a written contract and registered with Ejari, Dubai’s official tenancy registration system.
● The standard lease term is one year, and early termination may result in penalties unless mutually agreed upon.
● Rent can only be increased within the limits set by the RERA Rental Index, and landlords must provide 90 days’ written notice before any increase.
● Security deposits are typically 5% of the annual rent for unfurnished units and 10% for furnished ones; they must be refunded at the end of the lease, minus damages if any.
● Tenants are responsible for minor maintenance unless the contract states otherwise; landlords handle major repairs.
● Landlords cannot evict tenants without a valid reason, and must give 12 months’ notice through registered mail or notary if eviction is required.
● Tenants can file complaints with the Dubai Rental Dispute Settlement Centre if issues arise that cannot be resolved amicably.
Paying Rent in Dubai
● Post-Dated Cheques: The most common rental payment method in Dubai. Rent is typically paid in 1 to 4 post-dated cheques issued for the entire lease term. Some landlords may accept up to 12 cheques for more flexibility.
● Bank Transfers: In rare cases, landlords or agencies may allow rent payments through bank transfers, usually after establishing trust or for corporate leases.
● Advance Payment: In some cases, especially short-term or serviced rentals, landlords may require one lump-sum payment upfront instead of cheques.
Mistakes to Avoid When Renting in Dubai
● Not Registering with Ejari: Failing to register your tenancy contract can leave you unprotected in legal disputes.
● Ignoring the RERA Rental Index: Tenants should check the RERA index to ensure rent prices are fair and within legal limits.
● Overlooking Contract Clauses: Always read and understand all terms in the lease agreement, including maintenance responsibilities and penalties.
● Paying Without Verifying Agent Credentials: Only deal with RERA-registered agents to avoid scams or unauthorized listings.
● Not Inspecting the Property: Always conduct a thorough inspection before signing the lease to check for damages or issues.
● Skipping the Fine Print on Cheque Payments: Ensure cheque due dates and amounts are clearly defined in the contract to avoid legal complications.
● Failing to Clarify Utility Responsibilities: Confirm who handles DEWA and cooling charges before moving in.
Conclusion
Renting a home in Dubai as a Ghanaian can be a smooth and rewarding experience when equipped with the right knowledge. By understanding the rental process, legal obligations, and market trends, you can make informed decisions and find a property that suits your needs and budget.
FAQs
1. Can I rent a property in Dubai without a residence visa?
You can view and reserve properties, but a valid UAE residence visa is typically required to sign the tenancy contract and register with Ejari.
2. Are short-term rental options available in Dubai?
Yes, many landlords and serviced apartment providers offer short-term rental options, usually on a monthly basis.
3. Can my landlord increase the rent during the lease term?
No, rent cannot be increased during an active lease. Any increase for renewal must follow RERA guidelines and requires 90 days’ notice.
4. Are utility bills included in rental prices?
Usually not. Tenants are typically responsible for paying DEWA (water and electricity), internet, and cooling charges separately.
