Adansi Community Bank delivers strong growth, reinforces investor appeal

Adansi Community Bank PLC, at the Adansi North District in the Ashanti Region, has recorded a profit before tax of GH¢31.3 million for the 2025 financial year.

This represents a 28.6 per cent increase compared to the previous year’s GH¢24.3 million.  

The Board Chairman of the bank, Alexander Frimpong, who announced this at the bank’s 36th Annual General Meeting (AGM) held in Fomena, said the achievement underscored the bank’s ability to sustain growth even in the face of regulatory reforms and global economic uncertainties.

He commended management and staff for their dedication, noting that the profit growth of nearly GH¢7 million reflected prudent operational strategies and effective risk management. 

He further assured shareholders that the bank remained committed to enhancing profitability and delivering long-term value.

Stated capital surged by 93.7 per cent, rising from GH¢5.9 million in 2024 to GH¢11.2 million in 2025, while shareholders’ funds also grew by more than two-thirds, climbing from GH¢32 million to GH¢53.4 million. 

This sharp increase in capital and reserves, he said, demonstrated investor confidence in the bank’s governance and positioned it strongly to meet the Bank of Ghana’s revised requirements for community banks.

Deposits also rose by 33 per cent, reaching nearly GH¢494 million, while loans and advances expanded by over 40 per cent to GH¢58.8 million. 

These figures highlight the bank’s ability to attract customer trust and extend credit to support local businesses and households. Investments also grew by 32.9%, reflecting a balanced portfolio strategy that ensures liquidity and stability.

In recognition of this performance, the Board proposed a dividend payout of GH¢0.13 per share, translating into a return of 52 per cent on the current share price of GH¢0.25. 

With regulatory approval secured, Mr Frimpong said shareholders could look forward to a total dividend distribution of more than GH¢8.9 million. 

“This payout not only rewards investors but also reinforces the bank’s reputation as one of the most profitable community banks in Ghana.

Beyond financial achievements, Adansi Community Bank continues to demonstrate its commitment to social responsibility. In 2025, the bank spent GH¢68,680 on community projects, an increase of more than 43 per cent compared to the previous year.

Beneficiaries included traditional councils, schools under the Ghana Education Service, health facilities and the Ghana Police Service,” the Board Chairman added.

Outlook 

The Kumasi Manager of ARB Apex Bank, Leonard Maasang, who addressed the shareholders on behalf of the acting Managing Director of Apex Bank, described Adansi Community Bank as one of the most profitable institutions in the sector. 

He endorsed the proposed dividend distribution, noting that the results speak for themselves and, therefore, urged shareholders to continue supporting management and staff.

Looking ahead, he expressed optimism about the bank’s future, stressing that the strengthened capital base not only secured financial stability but also enabled the bank to innovate and expand services.

“Adansi Community Bank stands today as one of the most attractive institutions for investment, combining resilience, transparency and growth potential,” he said. 

He added that the bank’s focus on need-based products and sustainable value creation would ensure continued relevance in Ghana’s dynamic financial sector.