How to save your marriage in 2026
It starts with a sigh.
Not a romantic, "I’m so happy to be home" sigh, but a heavy, jagged one that’s laced with anxiety and desperation.
You are sitting at the dining table, but you aren’t really there. Your body is in Osu, but your mind is trapped inside the cracked screen of your old android phone, scrolling through 47 "Payment Received" SMS alerts from 10:22 AM. You are trying to find the GHS 450 that exists in a customer’s screenshot but is currently playing hide-and-seek with your bank statement.
Your spouse is telling you about their day – uncharacteristic of them as they usually just sit in silence over the past few weeks. You should be happy they’re thawing out. Instead all you can manage to do is nod, despite your best intentions, You manage feeble "Mmm-hmms." But you are actually wondering if the POS terminal at the second branch actually synced with the settlement account or if the "Network is Down" excuse from your shop attendant was actually a cover for a manual error. That attendant has seemed dodgy to you from day one.
You glance up to realise your partner has left the room in a huff. You should go after them, but where is that 450 cedis, la?!!!
Your relationship, like that of many other SME owners and finance administrators across Ghana suffers from a similar issue. There’s a "Third Person" in your relationship and it’s not who you think: It is Fragmented Reconciliation.
It’s the silent thief that turns Ghanaian business owners into dreadful partners at home. It’s the reason you are never fully present at home with your loved ones because your mind constantly carries the anxiety of disjointed systems where your Mobile Money, Bank Transfers, and physical cash are all speaking different languages, and you are the only translator. You are physically present, but mentally, you are an unpaid forensic accountant working a second shift while your children raise themselves.
When your customer data is siloed across different platforms, you don’t just lose money; you lose a bit of yourself. You become irritable. You snap at the kids because you can’t figure out
why your settlements are delayed. You rent your peace of mind from third-party systems that don’t give you the ownership you need to actually relax.
However, there’s a solution.
True intimacy requires being present. But you can’t be present when you’re chasing paper.
This is where we come in.
Kowri wasn't built just to handle money; it was built our founders used to be in the same shoes you’re in now. By building one platform that unified every possible payment channel -MoMo, Cards, and Banks – we deleted the anxiety that comes with wondering where the money is and where it went.
With one single, automated view, Kowri gives you a single, clear oversight of every customer, channel, and transaction. We replace the frantic, multi-phone shuffle with a unified payment gateway that connects every flow—from bank transfers to web payments—into one platform you finally control. Instead of spending your nights chasing paper and screenshots, our seamless, automated reconciliation does the heavy lifting for you, improving accuracy and transparency so you no longer spend your time worrying.
You can finally put the five phones down and look your partner in the eye.
With Kowri, you own your infrastructure, reducing your dependency on third-party systems and unlocking new revenue streams through a faster go-to-market for merchant services. You aren't just trusting a software; you are leaning on a platform built to the highest security standards like PCI DSS and ISO 27001, trusted by some of Africa’s leading financial brands.
Get Kowri: https://r.kowri.app/theWaytoPay
Take the business out of your marriage. Put it back on the dashboard, so you can finally hear what your partner is saying.
Join the 1000s of other Ghanaian SME owners who have chosen Kowri Business. Sign up here: https://forms.gle/REwCpKidoWSpqvCk9 or call us on 0308251120 to get started.