Make Ghana your gateway to Africa - Governor tells global investor community
The Governor of the Bank of Ghana, Dr Johnson Asiama, has urged the global investor community to leverage the robust financial inclusion framework and stable economic condition to make Ghana the gateway to Africa.
Speaking at the closing of the 3i Africa Summit 2026 last Friday, he said Ghana was surely the gateway to Africa regarding financial stability, safety and economic growth driven by timely interventions and appropriate regulatory policies in the past year.
“To our esteemed investor partners, the moment to engage the African opportunity is now. We seek capital that is patient, with partnerships that are enduring, to share our value,” he stated.
Dr Asiama enumerated a number of achievements underlying the country’s stability, positioning it as the gateway to Africa.
“The Ghana Cedi has been stable over the past year, appreciating against major currencies; inflation is at 3.4 per cent in April, 2026, one of the lowest since the inception of inflation targeting; Annual GDP, 6.0 per cent in 2025; the Bank of Ghana amended its Act to promote independence and accountability; the Virtual Asset Service Providers Act, 2025 (Act 1154) was recently passed, giving us a clear, enabling, and protective framework for the next generation of digital finance,” he said.
The governor added: “The Directive for Digital Credit Service Providers has been issued to regulate digital credit providers; and the Cyber and Information Security Directive was amended to strengthen resilience against evolving cyber threats, and ensure compliance with applicable regulatory and industry standards across the financial ecosystem.”
The session
On the topic; "The next frontier begins here," the three-day summit explored how policy, infrastructure and innovation were translating into real-world outcomes.
The summit created a platform for regulators, policymakers, Fintech firms, investors, start-ups and development partners to co-create Africa’s next financial chapter.
It was on the theme “The Next Frontier: Shaping Africa’s Integrated Fintech Future,” and focused on emerging technologies, digital public infrastructure and cross-border financial integration.
The summit, among other things, outlined priorities for scaling solutions, strengthening ecosystems, and sustaining momentum beyond the 3i Africa Summit, which seeks to generate greater momentum and traction for Africa’s digital finance agenda.
Commitment
Going forward, Dr Asiama announced the country’s commitment to set up an innovation hub to harness and incubate all innovations; formulate a separate legal framework for the FinTech regulation; build a framework and launch the Continental FinTech Sandbox; and operationalise the National FinTech inclusion programme.
“For us, the most important indicator is one that reflected in every conversation in the halls and rooms over the past three days: a renewed confidence. We have seen confidence in African policy and innovation,” he reiterated.
The governor urged fellow financial regulators and government officialsnot to bury the work of harmonising financial systems, licence and supervisory convergence under the conversations, stressing “We have to continuously champion and support its advancement.”
Dr Asiama also entreated FinTech founders and innovators on the continent to engage early with their regulators, urging them to invest in governance with the same intensity they invested in growth, while treating consumer trust as the strategic asset it truly was.
Renewed calls
The governor also renewed calls for innovation, regulatory collaboration and investment to drive Africa’s digital financial transformation.
He said the event had strengthened confidence in Africa’s ability to shape the future of financial technology and digital finance, saying the summit’s discussions highlighted the need for responsible innovation supported by strong regulatory frameworks and institutional resilience.
He cautioned that innovation without safeguards and consumer protection could weaken confidence in the financial system and create systemic risks.
The governor said the summit had set in motion important conversations and partnerships that would shape Africa’s digital and financial future beyond Accra.
