Monitor pension contributions to ensure payment to SSNIT - TUC urges employees
The Secretary-General of the Trades Union Congress (TUC), Joshua Ansah, has urged employees to closely monitor their monthly pension contributions to the Social Security and National Insurance Trust (SSNIT) to ensure that employers remit the exact deductions made from their salaries.
He said employees must take a keen interest in their pension contributions to safeguard their retirement benefits.
He explained that pension benefits were calculated based on the actual contributions received by the Trust on behalf of workers, stressing that employees should ensure that the exact deductions from their salaries were paid to the Trust.
He further advised workers to report employers who defaulted in remitting contributions to the Trust and their respective unions for redress.
Forum
Mr Ansah was speaking at a stakeholders’ forum held in Tamale on the theme: “Empowered Unions, Secure Future: Defining Pension Literacy Across Ghana.”
The forum brought together union leaders and members of the TUC to deliberate on ways to improve the welfare of contributors and strengthen the pension scheme.
Similar forums have also been held in the Upper East and Upper West regions.
Mr Ansah emphasised the need for employees to take interest in how their pension contributions were invested by the Trust to ensure financial security after retirement.
He also stressed the need for workers to understand the second-tier pension scheme and familiarise themselves with how it worked to fully benefit from their retirement entitlements.
SSNIT commitment
The Director-General of SSNIT, Kwesi Afreh Biney, lauded the government for consistently paying employees’ contributions to the Trust from 2025 to the first quarter of 2026, adding that hitherto the government used to default on payment for many months.
He said the forum was intended to update union leaders on the progress of the pension scheme while also gathering feedback from workers through their representatives.
